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Laws related to telemarketing fraud commonly pertain to various deceptive schemes directed at consumers via unsolicited telephone calls, promising prize winnings and large cash windfalls that are non-existent or fraudulent. Telemarketing fraud schemes are often targeted toward the elderly.

Telemarketing Scams Sometimes a telemarketing call is nothing but a phone scamMost telemarketing calls, although highly annoying, are made by legitimate telemarketing companies. Unfortunately, there are many large telemarketing scam rings out there that like to prey on unsuspecting consumers.

In many cases, these telemarketing scams are directed the elderly, who are seen as easy marks. Beware, however, as scammers aren't choosy. They are happy to prey on anybody with money available for their scam. Don't let it be you!How to recognize and avoid telemarketing scams:High-pressure sales tactics are commonly used by scammers. Even scammers will start out nice to try to "make a sale." What separates scammers from legitimate telemarketers is that scammers will resort to abusive tactics.Legitimate telemarketers will ask for a sale, but when you say "no," they will back off. After all, they want to call you again sometime with another product. Thieves will, after you tell them no thanks, result to hard selling, insults, and even vague threats if they aren't successful at their scam.Scammers will require you to "act now" or lose the opportunity forever. Yeah right. If somebody really wants your business they will be happy to extend the same offer in the future. Rare is the business that has all the customers they want.People who ask for your credit card number when you have not agreed to a sale yet are most likely big-time scammers. There are other ways to verify people's identity. Your credit card and social security numbers should be protected like the gold at Fort Knox. Know exactly whom you are dealing with before ever divulging this vital information.If an offer sounds to good to be true, it probably is. This outstanding advice will never become obsolete. Crooks will make any kind of promise they can to swindle you. Don't fall for it. Greed is not good. Being greedy makes you more susceptible to fraud.Do not, under any circumstances, ever allow somebody to come to your home to pick up money for a telephone purchase. Not only is this a sure sign of a scam, but it could possible put you in danger.Avoid any telemarketer that want to give you something for free but only after you pay an up front fee. Free is free. Anything else is fraud.Any business, telemarketing or otherwise, that cannot provide basic reference information about their business are likely to be crooks. This basic information includes, but is not limited to; address, phone number, place where they are licensed, or confirmation that they are registered with a direct marketing regulatory agency, are likely illegitimate.

The scammers will offer many excuses for why this information is not available. If the information is not available, then neither should be your business.Beware of any promises of risk-free investments. In my years of learning about investments, I have never found any that are risk-free. Okay, maybe government bonds are risk-free, but I have never heard of any government agency having telemarketers on their staff to sell such bonds.

It is our belief at Fraud Guides, and we think that most everybody will agree, that any investment that would really be 100% risk-free would not require telemarketers to sell it. There would be more investors than opportunities for such a venture.Protect yourself against telemarketing scams by taking a few simple precautions:

The first thing you may want to do is register with the National Do Not Call Registry (https://www.donotcall.gov/default.aspx). This works like a charm for reducing the number of solicitation calls. It is also worth noting that legitimate telemarketers are registered with a government regulatory agency and must comply with the registry. There are a few who do not. You can find more information at the National Do Not Call Registry website.

Don't allow yourself to be pushed into a hurried decision. Keep in mind that if you want something badly enough, you are likely to seek it out on your own without the prompting of a phone call.

Don't be afraid to request that additional information be mailed (never dropped off) to you so that you can do more research. Any resistance at doing this is a red flag. Really good scammers may even have professional looking information to send, so make sure that you use due diligence when looking over any materials that you might receive.

Always seek advice from people you trust before entering into any investments or contracts. The person trying to sell you a product or investment should have no problem with this if they have confidence in the product they are selling.

Get any promises or great deals in writing. People can say whatever they want on the phone, but written agreements are binding. This doesn't automatically indemnify you against fraud, but it certainly doesn't hurt either.

Resist giving financial information over the phone. As hard as it is to believe, credit cards aren't the only way to pay for purchases. Personal checks still have a place in the world. Do not give out personal financial information unless you are convinced (and be a very hard sell) that it is absolutely necessary.

Finally, if somebody is menacing you over the phone, hang up. You may also tell the telemarketer not to make any more calls to your number. If they persist, document the times of the calls and contact your state's Attorney General. Attorneys General offices typically handle complaints regarding consumer fraud.

Telemarketing Scam Tips - Hang up on fraudsters! For this telemarketing tip of the day, we've assembled some of the most common pitches and sales tactics employed by telemarketers. If a telemarketer says anything we've included on this page, it's time to hang up the phone before you get scammed."You've been specially selected to hear this offer." Sure you have but only because you were the next number in the phone book.

"You'll get a wonderful free bonus if you buy our product." If you have to pay anything the bonus isn't free.

"You've won one of five valuable prizes." I'm guessing you've won the least valuable of these prizes which you will be asked to pay for anyway.

"You've won big money in a foreign lottery." Did you enter one of these lotteries? Even if you did, how would they be able to track you down?

"You must send money right away." Time is on your side. The faster they need the money, the more likely it is you are dealing with a fraudster.

"This investment is low risk and provides a higher return than you can get anywhere else." This is a classic. High returns are always associated with high risk. If it's that great of an investment you'd already have heard about it.

"You have to make up your mind right away." They don't want you to think about it because you might realize you're on the phone with a criminal.

"You don't need time to investigate our company" - They won't want you talking to family members, financial advisors, lawyers, the Better Business Bureau, the Attorney General's office, consumer watchdog agencies, etc. Who knows what you might find. I'm guessing either nothing, indictments or warnings.

"We'll just put the shipping and handling charges on your credit card." This question may be asked so that they can ship your free item to you. Those shipping and handling charges could be huge. So much for a free gift.

"You don't need brochures, marketing materials, or anything written about our company." Why not? Is paper that expensive? Are they too cheap to spend a few bucks? Will their offer look less attractive on paper than it does over the phone? Kinda makes you think, don't it?

There are many variations to these but you get the idea. The trick is often to get you to pay for something free, act fast or don't do any research. You can avoid these scams by never paying for "free" gifts, thinking things over or doing research. Better yet, just hang up the phone.

Telemarketing Scam warning signsTo avoid being conned by a telemarketing scam, it helps to be able to recognize the warning signs. Here's a few of the things to look for:

Watch out for high pressure sales tactics. Even scammers will start out nice to try to "make a sale." What separates scammers from legitimate telemarketers is that scammers will resort to abusive tactics.

Legitimate telemarketers will take no for an answer when trying to make a sale. After all, they want to call you again sometime with another product. Thieves will, after you tell them "no thanks", resort to hard selling, insults, and even vague threats if they aren't successful in convincing you to open your wallet.

Scammers will require you to "act now" or lose the opportunity forever. Few, if any, legitimate offers require an immediate decision. If somebody really wants your business they will be happy to extend the same offer in the future. Rare is the business that has all the customers they want.

People who ask for your credit card number when you have not agreed to a sale yet are most likely big-time scammers. There are other ways to verify people's identity. Your credit card and social security numbers should be protected like the gold at Fort Knox. Know exactly whom you are dealing with before ever divulging this vital information.

If an offer sounds too good to be true, it probably is. This outstanding advice will never become obsolete. Crooks will make any kind of promise they can to swindle you. Don't fall for it. Greed is not good. Being greedy makes you more susceptible to fraud.

Do not, under any circumstances, ever allow somebody to come to your home to pick up money for a telephone purchase. Not only is this a sure sign of a scam, but it could possible put you in danger.

Avoid any telemarketer that wants to give you something for free but only after you pay an up front fee. Free is free. Anything else is fraud.

Any business, telemarketing or otherwise, that cannot provide basic reference information about their business are likely to be crooks. This basic information includes, but is not limited to; address, phone number, place where they are licensed, or confirmation that they are registered with a direct marketing regulatory agency, are likely illegitimate.

The scammers will offer many excuses for why this information is not available. If the information is not available, then neither should be your business.

Beware of any promises of risk-free investments. In my years of learning about investments, I have never found any that are risk-free. Okay, maybe government bonds are risk-free, but I have never heard of any government agency having telemarketers on their staff to sell such bonds.

It is our belief at FraudGuides, and we think that most everybody will agree, that 100% risk-free investments assuming there are any, don't require the aid of telemarketers to sell them. There would be more investors than opportunities for such a venture.



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